Frequently Asked Questions
How much does life insurance cost?
A healthy 30-year-old can get a $500,000 term policy for $20-25/month. We shop 30+ carriers to find the best rate at no cost to you.
What is an IUL?
An Indexed Universal Life policy builds tax-free cash value tied to market indexes. Your money grows when markets rise but never loses value when they fall.
Do I need a medical exam?
Not always. Final expense policies offer guaranteed issue with no exam. Many carriers also offer accelerated underwriting for traditional policies.